:root{
  --bg:#f3f5f7; --paper:#ffffff; --ink:#1b2836; --muted:#667483; --blue:#113b6d;
  --blue2:#1f5a99; --gold:#d3a62f; --soft:#eef4fb; --line:#dde4eb; --safe:#2e765a;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{text-decoration:none;color:inherit}
.wrap{width:min(1120px,calc(100% - 34px));margin:auto}
.top{background:var(--blue);color:#e9f1f9;padding:8px 0;font-size:.82rem}.top .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{font-weight:900;letter-spacing:.04em}.logo strong{color:var(--blue2)}
.menu{display:flex;gap:22px;color:#58687a;font-size:.92rem}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 17px;border-radius:10px;font-weight:800}.primary{background:var(--gold);color:#29200b}.ghost{background:#fff;border:1px solid #c9d3dd;color:var(--blue)}
.hero{padding:62px 0 44px}.hero-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:34px;align-items:center}
.badge{display:inline-block;padding:7px 11px;border-radius:999px;background:#fff1cb;color:#8e6a0f;font-size:.75rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
h1{font-family:Georgia,serif;font-size:clamp(2.7rem,5.9vw,4.9rem);line-height:1.01;letter-spacing:-.045em;margin:18px 0}.lead{font-size:1.08rem;color:var(--muted)}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.figure{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:0 22px 52px rgba(18,34,52,.08)}.figure img{display:block;width:100%}.figure figcaption{padding:12px 15px;color:var(--muted);font-size:.84rem}
.section{padding:58px 0}.white{background:#fff;border-block:1px solid var(--line)}
.head{max-width:760px;margin:0 auto 28px;text-align:center}.head h2{font-family:Georgia,serif;font-size:2.35rem;margin:0 0 8px}.muted{color:var(--muted)}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card,.panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:23px}.white .card{background:#fbfdff}.tag{font-size:.72rem;font-weight:900;color:var(--blue2);text-transform:uppercase;letter-spacing:.08em}
.split{display:grid;grid-template-columns:1fr 1fr;gap:20px}.notice{background:#edf7f1;border:1px solid #d2e8db;border-radius:12px;padding:14px;color:#22533f}.list{margin:0;padding-left:18px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.step{background:#eef4fb;border-radius:16px;padding:19px}.step strong{display:block;margin-bottom:8px;color:var(--blue2)}
details{border-top:1px solid var(--line);padding:13px 0}summary{cursor:pointer;font-weight:800}.contact{padding:11px 0;border-bottom:1px solid var(--line)}.contact:last-child{border-bottom:0}
footer{padding:30px 0 92px;border-top:1px solid var(--line);color:#7a8796;font-size:.86rem}.foot{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.links{display:flex;gap:14px;flex-wrap:wrap}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:40;max-width:920px;margin:auto;background:#12263b;color:#fff;border-radius:16px;padding:15px;display:none;align-items:center;justify-content:space-between;gap:14px;box-shadow:0 18px 55px rgba(0,0,0,.25)}.cookie.show{display:flex}.cookie p{margin:0;color:#dbe5ef;font-size:.9rem}.cookie button{padding:10px 14px;border-radius:9px;font-weight:800;cursor:pointer}.accept{background:#e4b957;color:#35270e;border:0}.reject{background:transparent;color:#fff;border:1px solid #6f8292}
@media(max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.features{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.menu{display:none}}
@media(max-width:600px){.features,.steps{grid-template-columns:1fr}.cookie{flex-direction:column;align-items:flex-start}}